{
  "id": "memo-template",
  "title": "行业 / 信用备忘录模板",
  "updated_at": "2026-08-21",
  "license": "free-to-read, cite-with-attribution, no-paid-redistribution",
  "html": "https://mydatashelf.com/items/memo-template.html",
  "citation_schema": "https://mydatashelf.com/items/citation-schema.json",
  "editions": ["brief", "full"],
  "labels": [
    "[官方统计]",
    "[政策法规]",
    "[协会统计]",
    "[公司披露]",
    "[推断]",
    "[观点]"
  ],
  "sections": [
    { "id": "verdict", "title": "一句话结论", "required": ["brief", "full"] },
    { "id": "scope", "title": "研究对象与口径", "required": ["full"] },
    { "id": "business-model", "title": "商业模式与价值链", "required": ["brief", "full"] },
    { "id": "market", "title": "市场与竞争", "required": ["full"] },
    { "id": "drivers", "title": "驱动因素与景气度", "required": ["brief", "full"] },
    { "id": "credit", "title": "财务与信用要点", "required": ["full"] },
    { "id": "risks", "title": "风险矩阵", "required": ["brief", "full"] },
    { "id": "watchlist", "title": "监测指标", "required": ["full"] },
    { "id": "open-items", "title": "待查清单", "required": ["brief", "full"] },
    { "id": "sources", "title": "来源列表", "required": ["brief", "full"] }
  ],
  "hard_rules": [
    "No hard number without a source URL and a label.",
    "One claim, one source. Aggregations are [推断].",
    "If a section lacks an authoritative source, write 暂无/待查 with a retrieval URL.",
    "Do not paste licensed terminal exports or any unpublished materials."
  ]
}